HomeDream Mortgage Academy

HomeDream Mortgage Loan Officer Training & Deal Structuring Certification

Master the skills top-producing loan officers use every day.

Learn: Borrower Intake, Credit Analysis, DTI Calculations, AUS Findings, FHA/VA/USDA/Conventional Loans, Deal Restructuring, Contract-to-Close execution, and real-world loan scenarios.

This 19-module certification program teaches practical mortgage production skills designed to help new and experienced loan officers confidently structure loans, solve borrower challenges, and close more deals.
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What You'll Master Inside the Certification Program

The Art of Making

The skill you need to become a real professional.

Develop your skills

Learn the tools used by the world's top professionals.

Read. Watch. Learn.

Boost your confidence, master "the field".

  • 19 Comprehensive Training Modules 

    Master every stage of the mortgage process including borrower intake, documentation review, credit analysis, DTI calculations, loan products, AUS findings, deal structuring, and contract-to-close execution.
      Includes:
    • Borrower Intake & Documentation
    • Credit Analysis
    • DTI Calculations
    • FHA, VA, USDA & Conventional Loans
    • AUS Findings
    • Deal Restructuring
    • Contract-to-Close Management

  • 10 Real-World Deal Labs

    Apply what you learn through real mortgage scenarios designed to simulate actual borrower files and underwriting challenges.

    Practice Files Include:
    • Low Credit FHA Borrowers
    • USDA Eligibility Scenarios
    • High DTI VA Loans
    • Gift Fund Documentation
    • Tax Liens & Payment Plans
    • Defaulted Student Loans
    • Refer AUS Restructuring
    • Down Payment Assistance Cases
Meet the instructor

Claudia Skinner, MBA

For more than a decade, Claudia has helped aspiring homeowners navigate the mortgage process while specializing in FHA, VA, USDA, Conventional, Down Payment Assistance, and affordable housing programs.

As the Founder of HomeDream Mortgage Group, Claudia has worked with first-time homebuyers, veterans, low-to-moderate income families, and borrowers facing credit and qualification challenges. Her passion is teaching loan officers how to think beyond guidelines, structure solutions, and confidently navigate complex borrower scenarios.

This certification program was created to provide practical, real-world mortgage training that bridges the gap between licensing education and actual loan production. Students will learn how to analyze credit, calculate DTI, interpret AUS findings, structure difficult loans, and manage files from application to closing.

Credentials & Experience
  • MBA, Business Administration
  • Founder & Mortgage Broker, HomeDream Mortgage Group
  • USDA 502 Direct Loan Packager
  • Mortgage Industry Professional & Educator
  • First-Time Homebuyer & Affordable Housing Advocate
  • Credit & Financial Literacy Educator
Claudia Skinner, MBA - Instructor
Claudia Skinner, MBA
Mortgage Broker • USDA Direct Packager • Mortgage Educator • Founder, HomeDream Mortgage Group
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